MORTGAGES AHM APRO ATAXZ CFC CHC CHARTERMAC DFC DELTAFINANCIAL DRL DORALFINANCIAL FRE FREDDIEMAC HCM HANOVERCAPMTG HMB HOMEBANC IMH IMPACMTG JRT JERINV LEND LUM LUMINENT NEW NEWCENTURY NFI NLY ANNALY NTR NEWYORKMTG UPFC INITEDPANAM